Social security , also called social welfare,
is any of various programs designed to provide a population
with income at times when they are unable to care for themselves.
The model for modern government social security programs was
developed in 1883 by Otto von Bismarck under the title soziale
Sicherheit.
A distinction is made between Social security and social
welfare systems in many countries.
Social security is seen as providing assistance to retired
workers, often in the form of a Superannuation scheme that
provides a pension, that workers have contributed to throughout
their working lives. Workers may also contribute to some form
of insurance scheme that provides income and assistance in
the event of injury or illness for them and their families.
While the scheme may be compulsory, the contributions or historic
income often determine the level of support provided, once
basic eligibility criteria such as age or inability to work
are established.
Social welfare is generally seen as financial assistance provided
to those who have basic needs, such as food, clothing and
housing, but are unable to afford those basic needs due to
poverty or lack of income because of unemployment, sickness,
disability, or caring for children. While assistance is often
in the form of financial payments, those eligible for social
welfare can often access health and educational services free
of charge. The amount of support is enough to cover basic
needs and eligibility is often subject to a comprehensive
and complex assessment of an applicant's social and financial
situation.
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